There, I said it, a reminder to myself and a commitment to have it done. It takes a couple of hours, and if I don't do it I'll pay increasing amount of interest. It's not too hard, I know the process, only two bank accounts with their interests and dividends, there's the education expenditure, hsa contribution, and that's all there is I think. It's not hard, just a hassle, it won't take four hours, I'm just afraid because of the implications. Then I'll invest my hsa investment account money into investments, then get an hsa refund for my dental work or something, and that'll be the end of my big headache!
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