Couple of minor issues that happened over the last few days I want to keep a record of because...such bullshittery this was.
First, it turns out Bank Of America, which I have stored all my wealth and treasure decided to charge me maintenance fees because I didn't maintain minimum balance over the course of the month. Which was like...whatever. I don't care. I think what I'll do is put in the minimum balance required, and transfer immediately be cause fuck them, I don't care for their products, I don't care for them enough to do otherwise. In any case, I called them and forced them to refund the 12 bucks charged to me because I just...can't.
And then I accidentally put lots of money into the credit card payment account instead of checkings account, which created a minor fiasco, but fortunately I called them and once again the problem was solved. Should have deposited that cash a long time ago but ah well.
And the third thing, since we're talking about financial matters already. I, rather unthinkingly, put a large sum of liquid cash in my savings account, to a CD that was offering 5.5%, for a fixed 10-month term. 10 months is a big commitment, specially when the interest rates are on the up and up, but the bet is that they won't keep rising as much as they have been.
That created a bit of a liquidity crunch for me, and so freaking glad the cash from cc account got sent into my bank account because at one point I would have had trouble paying the credit card fees and my rent with available cash, and would have needed to borrow some moolah from friends. Fortunately that didn't happen and now I can work as required.
No comments:
Post a Comment
Tell me what you think. I'll read, promise.